Julie Rovner

Most baby boomers say they're planning on an active and healthy retirement, according to a new poll conducted by NPR, the Robert Wood Johnson Foundation and the Harvard School of Public Health. And, in a switch from earlier years, more than two-thirds recognize the threat of long-term care expenses to their financial futures.

But some experts worry that when it comes to their health, boomers are still woefully unprepared — or worse, in denial.

There was good news and bad news in this year's annual survey of employer health benefits by the Kaiser Family Foundation and the Health Research and Educational Trust.

Well, there's at least one good thing about the country's inability to control health costs. If you can write a compelling essay about a problem, you could win a thousand bucks.

Not to be outdone by health care inflation itself, this year's contest sponsored by the nonprofit group Costs of Care is awarding four prizes, up from two last year.

President Obama's plan to cut the deficit doesn't exactly spare Medicare, Medicaid, and other federal health programs. But he also doesn't propose the sweeping sorts of changes envisioned by House Republicans earlier this year.

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